I posted my entry at 11:40 PM pacific time last night. I have been having issues with my wireless router and didn't want to be aced out because of a technical glitch. But yes, I was waiting to the last minute.
Choose Your Mortgage As You Would Your Shoes
The topic was ARMS vs. Fixed Rate: Which is Better?
I went on record stating that I didn't like the topic as I thought with all these professionals, we'd end up with 30 articles all the same flavor. I am happy to report I was wrong. The last thing I wanted was for my post to sound and look just like everyone else. I tried not to read anything until after I posted.There were some absolutely great articles here. Great competition, great content. You can read them all here: Carnival of Content
Yes, I could have gone deeply into debunking the common myths like Brian Brady did - (great job as usual Brian).
I could have explained in detail what style of loan might have been best for what style of borrower. But I sure wouldn't have done as good of a job as David P did. That was a bunch of great work!
I could have gone down the windy path of Yield Curve Analysis, Jason, you did a great job!
I toyed with the idea of a Fairytale Book - I strongly believe in the power of parables and analogies. My first 4 words were in fact, "Once Upon a Time...". I was heading towards using the three little pigs. Luckily I backspaced and started all over again. I couldn't have done it as good as Sarah Eubanks.
Matthew and his analogy of different cars was almost spot on with my shoes. Matthew, I loved it. When I was an avid skier, I had my big downhill skis, my bump skis, my trick skis, my rock skis. All serving different purposes. Same with us and cars (and shoes).
Jason Price sucked me in with the title, "The Best Mortgage IS a Fixed Rate Mortgage". Good job Jason.
Bob Mitchell certainly showed a great amount of imagination. That was a fun read! As I was reading it I was hearing the different announcers voices in my head.
I was very happy to see Vyvyan Du. I remember when Brian Brady announced he was taking her under his wing. Great job Ms. V!
That's just a highlight. Shout Outs to go to all the competitors.
A Gypsy, A Crystal Ball and Arm or fixed loans by Joe Adams
Arm Vs Fixed which is better? by Christopher Onwuasoanya
Stop Twisting My ARM!! I think I Want A Fixed Rate.. by Thomas Weiss
ARM WRESTLE YOURSELF TO HOME PAYOFF!!! by Shawn French
I Feel Good or How I Learned to Stop Worrying and Love my Fixed-Rate Mortgage by Bill Engleman
Adjustments or Stability? by Shaun Wren
Mortgage Rates ~ Adjust it or Fix it? by Kim Murphy
Adjustable or Fixed Rate: Which One Should You Choose? by Robert D. Ashby
Adjustable Rate Mortgage (ARM) vs. Fixed Rate Mortgage: Which is Better? by Rey "Steak Dinner" Gallegos
The Pros and Cons of Adjustable Rate Mortgages by Michael Mapes
All in all there are some really good posts here. I know it took me almost 4 hours to complete my post. Please take a moment and read some of these excellent consumer orientated posts!
And Judges... Good luck! I think you have the hardest job of all!
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Mike,
You did the right thing by waiting, and i'm glad you made it in time to post, I had written my post as I explained before, without intentions of putting it in the carnival, Rich Jacobsen had commented that I should repost it in the Carnival, so I did. I do wish I had a chance to go back because I didn't write this with The compition standards in mind, it was a consumer post. You did a great job though, congrats and good luck.. Thanks for mentioning my post!
Tom Weiss
Mike,
There were so many very good posts.....creative & chock full of content. The real winner in the end is the consumer if they came across any of the posts and they were able to learn a bit from them.